:root{--navy:#0D2B52;--gold:#C9A227;--bg:#f5f7fb;--text:#0d1830;--muted:#667085;--line:#dbe2ea;--white:#fff}
*{box-sizing:border-box}body{margin:0;font-family:Arial,Helvetica,sans-serif;color:var(--text);background:#fff;line-height:1.6}a{text-decoration:none;color:inherit}.container{width:min(1180px,92%);margin:auto}.site-header{position:sticky;top:0;background:#fff;border-bottom:1px solid var(--line);z-index:10}.nav-wrap{display:flex;align-items:center;justify-content:space-between;padding:14px 0}.brand img{height:54px}.nav{display:flex;align-items:center;gap:24px}.nav a{color:#22314f;font-weight:600}.nav a.active{color:var(--navy)}
.btn{display:inline-flex;align-items:center;justify-content:center;padding:13px 20px;border-radius:10px;font-weight:700}.btn-gold{background:var(--gold);color:#fff}.btn-outline{border:1px solid var(--navy);color:var(--navy)}
.hero{background:linear-gradient(135deg,#0d2b52,#123c73);color:#fff;padding:72px 0}.hero-grid{display:grid;grid-template-columns:1.2fr .8fr;gap:34px;align-items:center}.eyebrow{text-transform:uppercase;letter-spacing:.16em;font-size:.78rem;color:#d9b85a;font-weight:700}.hero h1,.page-banner h1{font-size:clamp(2rem,4vw,3.5rem);line-height:1.1;margin:12px 0 18px}.lead{font-size:1.08rem;max-width:760px;color:#d6e2f5}.hero-card,.card{background:#fff;border:1px solid var(--line);border-radius:18px;padding:24px;box-shadow:0 8px 30px rgba(13,43,82,.06)}.hero-card{color:var(--text)}.check-list,.mini-list{padding-left:18px}.section{padding:70px 0}.alt{background:var(--bg)}.section-head{margin-bottom:24px}.cards{display:grid;gap:22px}.cards.three{grid-template-columns:repeat(3,1fr)}.card h3{margin-top:0;color:var(--navy)}.muted{color:var(--muted);font-size:.9rem}.cta-box{background:linear-gradient(135deg,#0d2b52,#143d76);padding:32px;border-radius:22px;color:#fff;display:flex;justify-content:space-between;align-items:center;gap:20px}.page-banner{padding:54px 0;background:var(--bg);border-bottom:1px solid var(--line)}.stack-gap>*+*{margin-top:30px}.service-block h2{color:var(--navy)}.prose{font-size:1.05rem}.prose p{margin:0 0 16px}.form-wrap{max-width:900px}.intake-form label{display:flex;flex-direction:column;font-weight:700;color:var(--navy);gap:8px;margin-bottom:18px}.intake-form input,.intake-form select,.intake-form textarea{border:1px solid #cdd6e1;border-radius:12px;padding:12px 14px;font:inherit}.grid-2,.two-col,.footer-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:22px}.alert{padding:14px 16px;border-radius:12px;margin-bottom:20px}.success{background:#eaf8ef;color:#195f31;border:1px solid #b5e0c0}.site-footer{background:#0d1730;color:#cfd7ea;padding-top:48px}.footer-grid{grid-template-columns:1.4fr 1fr 1fr}.footer-logo{height:70px;max-width:100%;object-fit:contain}.site-footer h4{color:#fff}.site-footer ul{list-style:none;padding:0;margin:0}.copyright{text-align:center;padding:16px 0;border-top:1px solid rgba(255,255,255,.08);margin-top:26px;font-size:.92rem}.admin-shell{display:grid;grid-template-columns:260px 1fr;min-height:100vh}.admin-side{background:#0d1730;color:#e2e8f7;padding:24px}.admin-brand img{width:170px}.admin-side a{display:block;padding:10px 12px;border-radius:10px;margin:8px 0;color:#e2e8f7}.admin-side a.active,.admin-side a:hover{background:#132347}.admin-main{padding:26px;background:#f6f8fb}.admin-top{display:flex;justify-content:space-between;align-items:center;margin-bottom:22px}.table-wrap{overflow:auto;background:#fff;border-radius:18px;border:1px solid var(--line)}table{width:100%;border-collapse:collapse}th,td{padding:14px;border-bottom:1px solid var(--line);text-align:left;vertical-align:top}th{background:#f8fafc;color:#31415e}.editor-toolbar{display:flex;gap:8px;flex-wrap:wrap;margin-bottom:10px}.editor-toolbar button{padding:8px 10px;border:1px solid var(--line);background:#fff;border-radius:8px;cursor:pointer}.rich-editor{min-height:260px;border:1px solid #cdd6e1;border-radius:12px;padding:14px;background:#fff}.login-box{max-width:420px;margin:10vh auto;background:#fff;border:1px solid var(--line);border-radius:20px;padding:28px;box-shadow:0 8px 35px rgba(13,43,82,.06)}
@media (max-width:960px){.hero-grid,.cards.three,.grid-2,.two-col,.footer-grid,.admin-shell{grid-template-columns:1fr}.nav{display:none}.cta-box{flex-direction:column;align-items:flex-start}.brand img{height:44px}}

/* Updates: mobile menus, admin CRUD controls */
.mobile-menu-btn,.admin-menu-toggle{display:none;border:1px solid var(--line);background:#fff;color:var(--navy);border-radius:10px;padding:10px 13px;font-weight:800;cursor:pointer}.two-admin{grid-template-columns:repeat(2,1fr)}.inline-check{flex-direction:row!important;align-items:center!important;gap:10px!important}.inline-check input{width:auto}.actions{display:flex;gap:8px;align-items:center;flex-wrap:wrap}.actions a,.actions button{border:1px solid var(--line);background:#fff;border-radius:8px;padding:7px 10px;color:var(--navy);font-weight:700;cursor:pointer;font-size:.9rem}.actions button{color:#8b1e1e}.admin-menu-toggle{margin:14px 4%;background:var(--navy);color:#fff;border-color:var(--navy)}
@media (max-width:960px){
  .mobile-menu-btn{display:inline-flex;align-items:center;justify-content:center}
  .nav-wrap{position:relative;align-items:center}
  .nav{display:none;position:absolute;left:4%;right:4%;top:76px;background:#fff;border:1px solid var(--line);box-shadow:0 14px 35px rgba(13,43,82,.14);border-radius:16px;padding:14px;flex-direction:column;align-items:stretch;gap:8px;z-index:999}
  .nav.open{display:flex}
  .nav a{padding:11px 12px;border-radius:10px}.nav a:hover{background:var(--bg)}.nav .btn{width:100%}
  .two-admin{grid-template-columns:1fr}.admin-menu-toggle{display:inline-flex}.admin-shell{display:block}.admin-side{display:none;margin:0 4% 16px;border-radius:16px}.admin-side.open{display:block}.admin-main{padding:18px 4%}.admin-top{align-items:flex-start;gap:10px;flex-direction:column}.hero{padding:48px 0}.cards.three{grid-template-columns:1fr}
}

/* V3 Enhancements */
.badge{display:inline-block;background:#f2f4f7;border:1px solid #d9e0ea;border-radius:999px;padding:4px 10px;font-size:12px;margin:2px;color:#0d1b33}.note{background:#fff;border:1px solid #e6ebf2;border-radius:12px;padding:12px;margin:10px 0}.cards-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:22px}.card{background:#fff;border:1px solid #e5e9f0;border-radius:18px;padding:24px;box-shadow:0 8px 24px rgba(13,27,51,.06)}.link{color:#0d3b70;font-weight:700;text-decoration:none}.content-page{max-width:920px;line-height:1.8}.content-page h2{color:#0d1b33}.admin-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(170px,1fr));gap:16px;margin-bottom:22px}.stat{font-size:32px;font-weight:800;color:#d4a51c}.admin-table textarea{width:100%;min-height:70px}.editor-hint{font-size:12px;color:#667085;background:#f8fafc;border:1px dashed #ccd5e1;padding:8px;margin-bottom:6px}.intake-form [data-accounting-field],.intake-form [data-tax-field],.intake-form [data-it-field]{transition:.2s}.intake-form.smart-it [data-accounting-field],.intake-form.smart-it [data-tax-field]{display:none}.intake-form.smart-accounting [data-it-field]{display:none}@media(max-width:760px){.cards-grid,.admin-grid{grid-template-columns:1fr}.site-header .brand img{max-width:150px}.nav.open{display:flex}}

/* V5 Premium polish */
.site-header{backdrop-filter:saturate(160%) blur(8px);box-shadow:0 10px 30px rgba(13,43,82,.06)}
.brand img{height:62px;max-width:290px;object-fit:contain}.footer-logo{background:#fff;border-radius:14px;padding:12px;max-width:280px;height:auto}.hero-actions{display:flex;gap:12px;flex-wrap:wrap}.section-title h2{margin-top:5px}.split{display:grid;grid-template-columns:1fr 1fr;gap:28px;align-items:start}.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.service-list li{margin-bottom:14px}.cta{background:#0d2b52;color:#fff;text-align:center;padding:58px 0}.testimonial .stars{color:#c9a227;font-size:20px;letter-spacing:2px}.admin-card{background:#fff;border:1px solid var(--line);border-radius:18px;padding:22px;margin-bottom:22px;box-shadow:0 8px 24px rgba(13,43,82,.05)}.admin-form label{display:flex;flex-direction:column;gap:7px;margin-bottom:14px;font-weight:700;color:#0d2b52}.admin-form input,.admin-form select,.admin-form textarea{border:1px solid #cdd6e1;border-radius:12px;padding:11px 13px;font:inherit}.stat-card{background:#fff;border:1px solid var(--line);border-radius:18px;padding:18px;box-shadow:0 8px 24px rgba(13,43,82,.05)}
@media(max-width:960px){.brand img{height:50px;max-width:220px}.split,.grid-3{grid-template-columns:1fr}.footer-logo{max-width:220px}.hero-actions .btn{width:100%}}